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Call anytime at any one of the numbers listed above, even outside of our regular business hours.


If you do call after hours, please leave your name with a brief message and we'll return your call as quickly as possible. 


We are an Independent Agency representing companies that market individual insurance products in Maine.  


Discover the advantages of using Maine Insurance Group Services.


We offer our clients:

  • Medicare Advatage Plans
  • Medicare Supplement (MEDIGAP) Plans
  • Health Insurance (Under Age 65)
  • Final Expense/Burial Insurance
  • Life Insurance
  • Dental Insurance

Life Insurance

Life Insurance Explained in Layman's terms

Term Life Insurance 

Term Life Insurance that is purchased for a temporary period of time, usually 10, 15, 20, 25, and 30 years.  It can also be designed to last until a certain age such as 65, 75, or 85.  This insurance is most effective by those who have a temporary need and do not need permanet protection for life.  No cash value acculates in a term policy.  It may be a good fit for individuals between the ages of 25-60 years old that need a large amoun of insurance for a limited period of time.


Whole Life Insurance 

Whole Life Insurance is designed to last your entire life.  Whole life insurance requires that you pay a fixed amount, usually every month (but it can be quartley, semi annually, annually, or by a one time single premium payment).  You don't have to worry about outliving the whole life insurance plan as long as the premiums are paid.  It usually cost more than term because the insurance company knows that one day they will have to pay out thousands of dollars. life insurance policy provides you and your family with peace of mind. After all, it's nice to know that your loved ones are protected and can benefit from the fruits of your labor so they can invest in their own future.